Visa Launches AR Manager in the U.S.
Aims to Become the Central Hub for B2B Payments Innovation
From a Press Release dated May 21, 2025, San Francisco, California
Credit card giant Visa has announced the general availability of its new Visa AR Manager platform in the United States, marking a significant step in its mission to streamline business-to-business (B2B) payments and become the central hub for banks, fintechs, and enterprises.
What is Visa AR Manager?
Visa AR Manager is designed to automate and simplify the virtual card transaction process for suppliers. By addressing long-standing pain points in commercial card acceptance, the platform aims to reduce friction, increase efficiency, and lower operational costs for merchants. Key features include:
Streamlined Onboarding: Suppliers benefit from a simplified enrollment process, including automatic identification and verification.
Automated Card Account Retrieval: The system retrieves card details via batch file integration or email parsing, with API integration coming soon.
End-to-End Transaction Automation: Visa AR Manager initiates authorization and clearing steps on behalf of suppliers for most major US acquirer processors.
Seamless Reconciliation: It provides timely and accurate data to close out invoices in suppliers’ ERP systems, reducing manual effort and improving accuracy.
“Visa AR Manager will significantly transform supplier AR workflows to enable increased efficiency and lower operational costs, while streamlining virtual card payments for merchants.” — Abhishek, Global Head of B2B Acceptance, Visa Commercial Solutions
Visa’s Vision: A Central Payments Hub
According to industry analysis, Visa’s strategy with AR Manager and its broader B2B platform is to position itself as the primary infrastructure connecting financial institutions, fintechs, and enterprises. By automating complex workflows and offering robust integration capabilities, Visa aims to:
Reduce Payment Friction: Making virtual card acceptance easier and more attractive for suppliers.
Enable Ecosystem Growth: Providing banks and fintechs with tools to innovate and deliver new commercial payment solutions.
Drive Digital Transformation: Helping businesses move away from manual, paper-based accounts receivable processes to fully digital, automated systems.
Why This Matters
The launch of Visa AR Manager is more than just a new product release, it’s a reflection of Visa’s commitment to driving innovation in the B2B payments space. As the platform gains traction, it is expected to foster greater collaboration across the payments ecosystem, simplify supplier onboarding, and accelerate the adoption of digital payment solutions.