Welcome to another episode of the Credit on the Go podcast, brought to you by the Trade Credit and Liquidity Management (TCLM) newsletter. In this episode, we’re continuing the discussion of how shifting consumer spending trends are shaping the financial performance of companies across industries in the United States. Joining Bob Shultz is Paul Hill, CEO of JSI Analytics, whose expertise and proprietary data suite offer a uniquely granular look at how inflation, interest rates, and income disparities are driving changes in consumer behavior, and what that means for businesses, credit professionals, and decision-makers. Building upon consumer spending trends and their business impact, Bob and Paul delve into:
How spending habits differ dramatically between low, middle, and high-income households, and how these differences translate into risks and opportunities for businesses targeting each segment to guide marketing decisions, product offerings, and broader business strategy
Which industries and types of businesses are currently benefiting from, or being challenged by, these shifting consumer patterns
How the latest data can inform credit risk management, cash flow planning, and accounts receivable strategies for credit executives, treasurers, and CFOs
Whether you’re managing risk, planning strategy, or simply trying to keep pace with a rapidly changing economy, this conversation will provide actionable insights to help you navigate today’s challenges and spot tomorrow’s opportunities.
Here’s the previous episode: Inside the Numbers: What Does Consumer Spending Data Tell Us About the Future of Business?
Share this post